Who can i talk to about credit repair or financial advice? ?

Question

I'm looking for someone who gives financial advice to those who need it. I need to repair my credit which obviously involves paying everything off but i would really like to have someone who can answer all of my questions for me. Who can i talk to about this? Thanks

Answer 1

There are companies and there are government agencies that do that. Avoid the companies that charge a fee, you can get it done free with the right people.  Go on line and look for a government endorsed agency.

Answer 2

Yeah, you should keep your money to pay off your debt ... stop spending and learn how you can improve your credit score. More information is available in the credit secrets bible.

Answer 3

PLEASE, don't pay anyone to fix your credit. Those companies who say they can do it for you are a complete scam! I had wanted to improve my credit and had talked to different companies; all of which PROMISED to improve my credit all for the low low cost of a couple grand. Ridiculous! To me, it is silly to pay that kind of money (which I didn't have anyway) when with a little effort, I can do it myself. I got a "Do It Yourself" credit guide online (that my husband's friend had used as well and recommended to me) http://raisemycreditscorefast.com/answer

I have only just started but so far on Experian, I have gone form 14 negative marks to just 3....and it showed me that all of these are supposed to fall off by April 2009. I am now moving on to Equifax and TransUnion. I hope that this has helped :)