Question:

Who can suggest an affordable Health Insurance Company in California???

by  |  earlier

0 LIKES UnLike

Need to find afforadble health care and fast...

 Tags:

   Report

6 ANSWERS


  1. You could try to google it ,here is some direct resource might be helpful.http://health-insurance.expert-tip.info/...


  2. I recommend speaking with an insurance broker. A broker works with several companies, and can find the best policy and terms for you. To find a broker in your area, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote.

  3. Most health care companies have a plan that is affordable to most people, but plans must be tailored to you as an individual or family.  

    This isn't a matter that should be taken lightly.

    I can assist if you would like. There is no cost so feel free to contact me via email

  4. You need a trusted adviser to help you through the process so that you understand what you are purchasing. Some may suggest going on line to get a quote but as you probably already know there is much more to health insurance than price.

    Ultimately you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

    If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage and you choose low deductibles and low copays your monthly premiums will be significant.

    On the other hand if you are young and healthy and rarely use the health care system you may able to consider a plan that covers the major health catastrophe which will result in relatively low premiums. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

    Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. If they don't handle health insurance they could refer you to a trusted colleague.

    If you want to use the Internet use it to educate yourself but use an agent to purchase the coverage.

  5. I can suggest a way to find the best fit for you.  Fill out a quote form at http://www.insureme.com/landing.aspx?Ref...  A local agent in your area will call you and help you find the best fit based on your situation.  

    Jared Balis

    http://www.utahinsurance.org

  6. Most agents here suggest Blue Cross.  However, I find they usually cost more. Also, they are in big trouble lately for declining people "retroactively", after they file a claim.  

    However, I tend to be more of a Health Net fan myself. Blue Shield also has some good prices, and they are non-profit.  There are a couple of smaller name companies, but I would suggest those two, just to be sure you don't have any hassles.  Kaiser is also popular.  

    There are some very good plans for people of any age. Work closely with an agent who can coach you in filling out the paperwork and finding a plan that meets your EXACT needs and expectations.  Work with one or two full-time health brokers who you trust have your best interests in mind.

Question Stats

Latest activity: earlier.
This question has 6 answers.

BECOME A GUIDE

Share your knowledge and help people by answering questions.