Who do I request a company send a notice to in order to fix my credit after collections???

Question

To make a long story, well - less long, I recently found out that part of a bill that I thought had been taken care of for a hospital visit was still owed by me. I found one Final Notice (no other previous bills, etc) and called to see if I still owed, which I did AND found out I was sent to collections for the first time in my life. I paid the bill but now I'd like to request that the company that made it appear as if my entire bill was paid for help me to recover my credit. I know my score must have dropped with being in collections for quite some time. Basically, how do I word this request? Who does the company need to contact in order to repair my credit score, if they are willing to help me?

Answer 1

Here are some sample dispute letters that might help you. http://www.badcreditfixup.com/writing-cr...

Answer 2

Send both the Hospital and the Collection Agency this letter modified to reflect your situation. It is called a "goodwill deletion" request.

If that doesn't work, just dispute everything online as "paid" and see if they answer the dispute. Since you paid it, they might not even bother answering.