Who has the cheapest motorcycle insurance?

Question

This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to michigan every couple of weeks. I have a truck that sucks gas so I am going to buy a bike. Either an 98'-05' Yamaha YZF R6 or R1 I haven't decided yet. I was wondering who has the cheapest insurance for what I'm doing with the bike. Basically driving it long distance and to class every so often. It will be stored in my apartment down there whenever I'm not driving it. Can anyone help me out. I know I'm a little young for any kind of cheap insurance but maybe there is a company out there that gives breaks to college students? Well anyway the main question is : From your experiences which company has the cheapest motorcycle insurance?

Answer 1

Do a little homework (might as well get used to it) and go online to get an exact quote try these sites:

http://www.progressive.com

http://www.USAA.com

http://www.geico.com

GMAC Motorcycle Insurance contact a Local Agent or call 1-877-468-3466.

Answer 2

Try State Farm.  They have good rates.

Answer 3

I have found that the insurance coverage provided by this insurance agency to be pretty cheap. Why don't you ask them for an online quote for your motorcycle?

Answer 4

see if american reliable writes where you live.  they are a good company and have GREAT rates!  if they don't try Progressive or GMAC.

Answer 5

There's no "one size fits all" cheapest.  

Progressive is probably going to be the best shot here, and the CHEAPEST policy will be one where you own the bike outright, and can carry minimum liability only on it.

And have fun driving between Michigan and Ohio from November through March.

Answer 6

Not exactly the right climate for motorcycles.  Why don't you forget the motorcycle and just go home less often?  You're gonna be in college, so time to cut the apron strings.

Answer 7

In texas we have dairyland that has great motorcycle rates.  I dont know if they have it up there though but its worth a shot.