Who has the lowest rate for car insurance? How much do you pay for yours?

Question

my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?

Answer 1

There is no ONE insurance company that is right for everyone - and what I pay for insurance is based on me....and has no bearing on you.....

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

Answer 2

I had State Farm and then I was given a number for another company. It looked over all the companies and found the best policy for me. It saved me like 50 bucks a month. My e-mail is [e-mail], I don't have the number with me now but I'll find it by time that you do or if you email me.

Answer 3

Ughh I know...car insurance is crazy!! I use Liberty Mutual in New Jersey....they had the best rate for me...even though it's still really high.  

I pay $2400 a yr....and I have never had an accident, ticket, or anything!

Answer 4

better check with agents outside who can check with more than 20 companies and will give u the cheapest

Answer 5

Insurance will be different with everyone depending on their history, area they live in, etc. I would check this site out they give you good info with quotes from the most competitive pricing in your area.

http://www.ez-insurancesearch.com

Answer 6

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Answer 7

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