Who is more likely to get in an accident statistically?

Question

My mom and i were having an argument about this. Is a person who drives 200 miles a day more likely to get in an accident then a new driver (someone who's only had there license a day or two)

I know that it depends on who is driving and how careful they are but i just want a statistical or mathematical answer.

Also how would / did you find this out?

Answer 1

Actually, most accidents happen within blocks of home, so the 200 mile a day driver is less likely to have an accident than a new driver, or even an experienced driver that drives daily to the corner market and back.

The first few days after getting a licence are particularly dangerous, that is why most jurisdictions are going to the Graduated Driver Licence.

Answer 2

Ive seen alot of drivers and I find middle aged people are the worst drivers .. I work road maintenance and this group is always blowing past flaggers and causing dangerous situations

Answer 3

The driver who has the most accidents per mile driven, is the over 75 driver.  

After that, it's the new driver, who has the most accidents per mile driven.  A new driver will put in more claims, than a heavy driver.  On average.

Where did I find it out?  It's come up before, in marketing meetings with various carriers, and is reflected in the rates.

Answer 4

From the insurance industry side, it would matter also on how far the younger driver commutes. But say it was a considerably smaller distance, the person who drives 200  miles a day is more likely to get into an accident. They may not be the one to cause it, but they will be surrounded by a lot more drivers for a longer amount of time.