Who is the best Credit Solutions company? I hear the comercials all of the time and want to give it a try.?

Question

Who is the best Credit Solutions company? I hear the comercials all of the time and want to give it a try. How does it work?

Answer 1

NONE OF THEM.  All they do is call on your behalf.  They will ONLY ADD to the amount you owe.  Best thing to do is get your credit report(s) (Experian, Transunion, Equifax) and look for negative items.  Call the lender/ creditor on each "bad mark" and make sure the balance is resolved.  Then you can also submit written letter explaining/ requesting items be removed.  The "Credit Solutions" company has no more or less legal recourse than yourself.  Nobody will (should) work harder for your credibility than yourself.  It is not a fun process but worth it in the long run.

Answer 2

Freedom Debt Relief is a member of the BBB, and is one of the largest debt resolution firms in the country.  They were founded by graduates of Stanford Business School and manage over $1.5billion in consumer debt.  

check out a review:

http://www.bills.com/freedomdebtrelief/

But, debt settlement is an aggressive debt resolution program for people who have serious debt problems and need to get help for getting debt free.