Who often do you need an "out of the water" survey to keep your boat insured?

Question

My 37 foot sailboat required an out of the water survey for insurance purposes. How often does the insurance need this kind of survey so I can plan for it during the next haul-out.

Answer 1

Possibly if you let your Insurance lapse and want to reinstate.

Answer 2

When you change Insurance comp> I'm going on 4 yrs on my 48 sportfish>Ask them but you might open up an issue & expence>

Answer 3

Two answers for you here:-

One; when you change insurance companies.

Two; when your current insurance company requests a new survey.

Sorry, but the reality is that each company has its own rubbish rules and policies about this matter.

Some say re-survey every three years, others say every five. I have not known one to demand a survey every haul out or every year yet though. Most people, once insured, will stick with that company and never re-survey until they want to sell the boat.

Hope this helps.

Geoff