Who should be paying my Medicare copay?

Question

I am retired and have medicare a &b, health benefits through my old employer and AARP. Who is secondary in my case?

Answer 1

your old employer's plan likely contains the information you seek -- call the plan and ask.

Answer 2

Medicare is usually primary, but you STILL likely have to pay a copay.

Answer 3

Does your old employer's plan pay anything or is it a Medicare "carve out"? Since Medicare is your primary, your old insurance is your secondary and AARP is your tertiary. If your secondary does not pick up your 20% co-insurance then it would go to your tertiary. If your AARP plan picks up the 20% co-insurance then they would pay. But first you must get a denial from your secondary and then send your Medicare EOB and your secondary EOB to your (AARP).

Answer 4

My question would be, why are you paying AARP if your are covered by your old employer's health benefits?