Who thinks of these things?

Question

Congratulations on your credit card line increase. I work in marketing but this makes my stomach churn because of the debt that exists that is really out of control. Doesn't this seem a bit irresponsible on part of this company to be sending out emails like this? I have a 0 balance and I intend to keep it that way.

Answer 1

Instead of big brother, it's big business!!!

Answer 2

If you have a "0" balance, you're not making payments....

credit card companies only love you, when you're making payments... they're kinda shallow.....

Answer 3

Trends are Changing, continuously.

Every One,  wants consistency, continuously.

Savings, are Good to the extend, beyond that can not appreciated, at all. If Credit card is used to avail credit, One can get into credit trap. However, if the Credit Card, is used to carry money, safely or to avoid carry cash.

Very few knows or realise that Pick Pocketing style has changed, with changing time, i.e., " Trends are Changing, continuously ".

With all the Best.

Answer 4

Decisions based in greed are the fuel that drives these ridiculas statements.

Answer 5

having a higher credit limit actually makes your credit score higher.  so they are actually helping you.  you don't have to use it but it's good it's there for emergencies.

Answer 6

That is why I never own a credit card :-)))

I never spent more than I earned :-)))

Answer 7

this is called selling you the rope with which you hang yourself. the more you spend, the more you owe them. and desperate people with marginal finances seize on this to try and save themselves, not realizing they just get in deeper. it's like somebody pushes you off the pier knowing you can't swim, and when you call out to them for help, they throw you an anchor. unless you spend wisely, which few people do because buy now! buy now! buy more! buy more! spend more! save more! (a personal favourite of mine!) are the messages incessantly beamed into people's minds about thirty thousand times a day.