Why are the hardest working folks in this country not allowed health insurance?

Question

Like all the small businesses with millions of people in them........it seems to be a noble king and queen thing to me, the peasant population parodox, and remember the farmworker parodox in 1800 and the constitution plan for the running of the American economy.............MR. Smith was his name and he did not even plan for a fair wage for all citizens. Does anyone remember? Please read the book " THE PERVERSE ECONOMY" The Adam Smith plan that left out the farmworker, the parodox owned by the American dream............

Answer 1

oh get over it we're an aristocracy

Bush and his cronies get everything

real workers don't et a dam thing

yeah Europe and Canada actually CARE about people

sorry, dogg

Answer 2

I wish my experience is helpful for you.Here is the good resource.http://health-insurance.expert-tip.info/...

Answer 3

I wish I knew. I am one. 2 kids 2 jobs... middle class. Make too much to get help, don't make enough to purchase my own insurance.

I live in NYS. We have healthy NY here - which is awesome if you make under a certain amount. It's a great program and helps many people. You get a low monthly premium (one person is like $180 per month - not bad)

If you make above that amount (I think it's like 30K per annum) you are no longer eligible and the direct billed insurance is $2300 per MONTH for an HMO family plan. It's crazy.

I have looked into a group through the chamber of commerce here. That is the cheapest available (where I live) at $912 per month for a family plan. yikes. that's about the same as my mortgage.

Answer 4

Are you insinuating that my husband is not one of the hardest working just because we have insurance? I resent that. He works his *** off to support his family.

Answer 5

hhhhmmmmmmmmm good question?

Answer 6

why is this world so screwed up?!?!

does anything make much sense to anyone who isn't working with the government!

Answer 7

Insurance is a fairly complicated affair, unfortunately, and rules vary from state to state.  Most small businesses HAVE options for good health insurance, and just don't know about it.  

In California, for example, AB1672 mandates that all groups between 2 and 50 employees in size MUST be accepted by any carrier they apply with.  Of course, that is said in legalese, so I am just paraphrasing for simplicity's sake.  Farmers and contractors, among others, have a number of organizations they can become a part of that enables them to buy into large-group plans of Health Trusts backed by a major carrier.

Most folk have options, and they are prevented from finding those options because they don't live in the insurance world, and feel (perhaps rightly so) that they can't trust the people that do.  Most folk hear "Insurance Company" and think of the used-carsalesman, slick-haired, back-alley dealers that gave the industry such a bad reputation.

But there are options out there, many of them totally feasible and affordable, if you can just find a good, independent agent to help you sort through it all.

Answer 8

Is this a question, or are you trying to plug your book?

Anyone here legally in the USA is "allowed" health insurance.  You don't get it for free, just like you don't get a brand new Cadillac straight off the lot for free.   You have to pay for it.  And if you already have stuff wrong, you can't get THAT stuff  covered (it's like buying a lottery ticket AFTER the numbers are drawn, TOO LATE!)

Heck, even in other countries, you don't get insurance for free - it's disguised as a 60% income tax.