Why can't everything have a flat fee?

Question

Instead of fees with asterik marks all over.

Say, you wanted to buy a car for 10k,

why couldn't you just by the car without worrying about extra

stuff, like insurance, gas, monthy payments.

All those stuff should come with the car...

I mean your spending 10k already.

Answer 1

Duh!

The car dealer is in the business of selling cars.

The insurance broker doesn't sell cars or gas.

The gas station doesn't sell cars or insurance.

And if you have monthly payment, you didn't have the 10K, did you?  You went to the bank, whose business is to loan money at a profit.

Boy, are you in for a rough ride through life if you don't understand this simple concept.