Why did i get charged 28.99 % apr when i used to be paying 12.99 & apr on the credit card?

Question

What is the best way to go about this?

Answer 1

Call your company and ask! Something could be wrong and might hurt your overall credit score. Also, make sure the 12.99% wasn't an introductory rate that goes up after a certain period. Always read the fine print.

Answer 2

Did you make a late payment or go over your limit?  Always read the fine print.  I'd call the company and ask them what happened...then ask them to lower it.  If they don't, pay off the card ASAP or transfer the balance to a low low rate card.

Answer 3

Call the company and ask them. It could be if you were late or overdrafted your balance then they can up the percentage.