Why do I have to co-pay when I go to the hospital?

Question

Why do I have to co-pay when I go to the hospital?

Answer 1

Without a co pay, there's be no incentive for you to take an interest in the cost.

Answer 2

b/c that's how your insurance plan is structured.  Be glad you have insurance.  tba

Answer 3

To have co-pays with your insurance means depending how the policy is structured the premiums are cheeper out of your pocket. I pay $100.00 a day for every day I am in the hospital up to five days, Then the rest is covered.

Answer 4

It helps discourage you from going to the hospital every time you sneeze, or for splinters.  From putting in frivelous claims, in other words.  

MOST health insurance policies have copays.