secure myself with a seat belt, have a car with air bags, safety glass, collapsable steering column, etc. And still pay outrageous insurance premimums, even though I have never been at fault in an accident. But people with motorcycles get to drive around with no helmets, no safety clothing requirements, loud pipes, and their insurance is nowhere near what I pay. I think their insurance should be ten times what a car owner pays. What do you think?
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