Why do I need car insurance?

Question

Ok, i have my permit and will get my driver's liscence soon, but i am not going to buy a car for a while. If i am just going to borrow one of my parents' cars, to go shopping and stuff like that, do i need car insurance if i never borrow it overnight or anything like that?

Answer 1

Based upon others judgement will not get the wise decision.However,other's suggestion might be helpful.Here is a good resource for the question.http://car-insurance.online-tips.info/ca...

Answer 2

You don't need insurance if you don't have your own car.  But you need to be added to your parents' policy if you are driving their cars.

Answer 3

you in particular dont have to have a policy however you do have to be covered under your parents policy..

Answer 4

most states will require your parents to inform their insurance company that you have a permit and be listed on their policy.  if you are only on a permit you will NOT be rated (this means their cost will not increase).  once you get a full license THEN you will be rated.

Answer 5

Because if you have an accident then you are responsible. If you are not insured under your parents insurance then they are not legally responsible to pay for the repairs. Not only that its a law for a driver to have insurance if they are operating a vehicle.

Answer 6

your parents will probably add you to there insurance till you move out.

Answer 7

For automobile insurance the most efficient way to get a great rate is do a policy comparison on car policies. Make certain that you compare similar policies with the same limits, car model, zip code, etc so that all things are a good comparison.



What I always recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have discount insurers and can give several prices on car insurance polices.