Why do people who are married get it cheaper?

Question

why do people who are married get cheaper car insurance? is it not predigest against single people?

Answer 1

It's usually the man that gets cheaper insurance if he's married.

The insurance people have figures showing men aren't as likely to drive crazy if they're married.  They have fewer accidents, so they get cheaper rates.

I figure it's because they have their wife in the car yelling, "Your going too fast!  Watch out for that truck!  You're following too close!"

Answer 2

Insurance people can show you reams of data that decide how they'll charge what to whom.  Younger people will usually pay because, according to their records, they have more claims.  

I can only assume single people must be a higher risk due to inattention to what they're doing, talking on the cell phone, or obsessing over why they're aren't married.