Why does it show closed on my account?

Question

I had purchased a mattress from Raymour and Flanigan with a credit line from Wells Fargo. My boyfriend was paying the bill because I had the better credit. He missed 2 payments and it lowered my score. Well countless fights and months later it is payed off, but it is showing closed on my account. It was never closed just paid off. This concerns me because I don't want my score to go go lower (I am at a 685 now and I was at a 730) Thank You

Answer 1

they either closed the account or it was closed when you paid it off

Answer 2

Call Wells Fargo and ask. But chances are they closed the account due to those missed payments.

If your credit score is important to you, don't lend it out to anyone.  And DO NOT co-sign anything with anyone you are not legally married to.  It never turns out well.  You already know this "boyfriend" isn't financially responsible and he sure didn't care  much about s******g up your credit.