Why does my credit score say "fair"?

Question

I have a credit score of 680, but the report says it's "fair". I thought 680 was the beginning of good?

Answer 1

at one point or another you missed or were late with a payment, it doesn't take much to drop your rating. a forgotten bill that you rushed out to mail and forgot.. oops! that's the one that did it. so now your rating is "fair" better than BAD!

Answer 2

620 - 690 is fair. Here is how scores are grouped

Answer 3

As far as I know, 700 is good.

Answer 4

they have changed the format and added more numbers to the ratings.

You have to get up in the 700 to 800 range now.

I think it goes even higher than that.