Why is it only okay for my husband to have credit card debt?

Question

So, the kids need school clothes (they start August 28th). My husband has a ton of credit card debt for things he wanted but didn't have money for. He does the bills, so I don't know exactly what the debt is, but he likes to "pimp his truck". Anyway, I've been talking about school shopping and he says we don't have the money. We don't have the money because of his credit card minimums. So, should I join him in being financially irresponsible (which would be a fight because he doesn't want ME to charge), or just let the kids go without? Any advice?

Answer 1

What a selfish prick and please show him this. A marriage is suppose to be a partnership, where you both sit down and work things out. I would be going out and buying what I need for the children and its about time he grew up.  

Answer 2

this is so wrong! you both need to know what your finances are. it might be a good idea to start setting up a budget for the two of you. the kids need school supplies - that isn't a luxury, it's a necessity. ask your husband if he wants his kids to do well in school and to succeed in life, or does he want them to end up with a low paying job or maybe no job and on government assistance, and maybe with a lot of credit card debt, as well. it's time for him to put the kids first ahead of his selfishness.  it would do him good to consider you, as well.  it doesn't sound as though he is concerned with what you want at all.  you should have a good talk with him and set him straight on a few things.  if he still doesn't get it, then maybe some counseling, both for your relationship and financial, too.  good luck!

Answer 3

Tell him that he's rude.  If he can pinp his truck he should be able to pimp his kids.  Don't ask do the shopping

Answer 4

I (husband) handle the finances for our family. My wife brought up a very important issue. "If something happened to you, I would not know what to do. We have life insurance and health insurance and car insurance just in case something happens. I feel like I need a kind of insurance for our finances in case something happens. I need to know what's going on, who we owe, how much we owe, etc."

You can also find a free budget calculator at the link below.

Answer 5

It is not ok for either of you to have cc debt.  A marriage is a partnership, and you have every right to know what he is charging and how much debt he is accumulating for YOUR family.  It may be time to take over the budgeting, and meet with a financial or marriage counselor.  This is not healthy behaviour, especially if you are thinking of striking back with your own debt.  Pimping his truck is not a priority, school supplies for your kids is.  He has a problem.  I advise visiting your local library and getting any books by Dave Ramsey available and letting him know that his behaviour is unacceptable and that the kids come first.

Answer 6

It looks like you have some family issues to sort out before the financial ones.

Answer 7

If you end up becoming financially irresponsible too, then your children will be the ones to suffer.

Tell your husband to grow up and be a man. Tell him to stop loving his truck and start loving his children or he can go live in his truck.

I know marriage is a partnership and all that, but you also have a responsibility to those who are helpless and depend on you for their needs. My opinion is that when one side of the marriage wants nothing to do with the partnership and commitment to each other, it is time to move on and devote your efforts to your children first.

It sounds like you both need to have it out and see if you are on the same page or not. Good luck.  

Answer 8

If you don't have the cash due to credit card minimums caused by HIS overspending, then I don't see any choice in the matter. You have every right to book up NECESSITIES on the credit card if he has not been considerate enough to budget school needs into your household expenses, yet has overspent on "gotta haves". Go and get what your kids need matey.