Why would anyone deposit any money into a financial institution that isn't FDIC insured?

Question

Why would anyone deposit any money into a financial institution that isn't FDIC insured?

Answer 1

To avoid credit checks, allowing people with outstanding accounts or a history of overdrawn accounts to have access to checking/savings accounts.  

Answer 2

There are also some account types that aren't FDIC insured, such as investment brokerage accounts..