Will FHA finance a house missing a stove and refrigerator?

Question

Will FHA finance a house missing a stove and refrigerator?

Answer 1

yes,,, people often buy their own,, Plus range and fridge are not real property but personal property. If you buy the house with them in it, and price added to the purchase price, you will be paying for them and taxed on the full amount for the time of ownership of the house.. In my town, that is a real tax of $50 a year for small range and fridge with value of $1500 when new.   buy the house, then buy the range separate, or make sure that the green sheet list the personal property in the unit separate..

Answer 2

Absolutely... it doesn't affect the livability of the house... on the other hand, if you're planning on selling these items for cash prior to selling your home, you will end up losing twice as much and many potential buyers if they are missing.

Answer 3

Refrigerator yes, stove...harder to say.  It used to be a resounding "no" but with the glut of homes on the market that are lender owned I have seen them go FHA with no stove.  It will really hinge on the FHA inspection.