Will any lending company do a re-fi while paying a chapter 13?

Question

I have had same job for 11 years. Good pay. Got divorced and ruined my credit. Worked hard to rebuild, current bank keeps reporting to bureaus I am over 180 days late on pmts. Killing me. No matter how much documentation I send bureaus, won't change score. Mid range score is 600.

Answer 1

if you are down 180 days no one. If you are currently in a chapter 13 FHA will allow you to pay off all as long as you do no exceed 95% of the value and you have paid the trustee on time since entering the 13 and been in it at least 12 months

I am a mortgage banker in TN & KY