Will insurance pay for recent repairs done to car same day as accident?

Question

Let me first state that I was not at fault. The guy the caused the accident should have used his brain instead of taking needless chances. Simple fact.... If you are making a left turn on a unprotected light do not go if you can not see oncoming traffic.

I know my car was totaled but I don't know how much they are going to give me yet. One of my main issues is that the day of the accident I just got my car back from the dealership for repairs. The bill came to $1255. Is it possible to get that money back from the insurance company? Thats enough money to pay for taxes on a new car.

Answer 1

Nope Sorry.

Answer 2

If your car is totaled the only thing you're going to get in the blue book value for your car.  Any money you spent in repairs won't be refunded.

Answer 3

No. Repairs on a vehicle are part of the cost of vehicle ownership. They don't necessarily enhance the value of the vehicle.

Answer 4

Maybe.  Most of the time, you will only get the value of the car from the insurance company.  However, say you got a new battery installed; or had a new radiator put in; I would go ahead and ask if they would pay you 25-50% of the total cost of the repairs.  Start at 50%, and be ready to take 25%, because that still wouldn't be a bad deal for you.

Of course, you can always say you were injured in the accident, and would be willing to sign a release if they pay you the value of the car PLUS the $1,255.00.  That's assuming you really weren't injured.  In that case, they likely WOULD give you the full amount.

If you were indeed injured, obviously don't sign a release.  Get the best price you can get on the car, and go see a doctor.

Note:  I am a claims adjuster, and can verify that sometimes I have "pro-rated" recent repairs to a vehicle that is totalled, just to get the claim settled.

Answer 5

The answers vary by person.It would be a good idea to hear several of them and see the differences.Here is a good one.http://carinsurance.expertsupport.info/a...

Answer 6

Nope...You will only receive the "fair market value" of your car.  If you don't think they are offering enough, then you can try submitting other "experts" opinions as to your cars' value.