Will it show on my credit report as a debt if I RENT?

Question

Hello, my wife has a good credit and I am still bulding my credit, I want to rent/lease a commerical building and i need her to co-sign for me, will it show on her credit report as a Debt? since we are selling our house and want to buy another one,we dont want to show that she has debt.Thought ill ask here when i do my own research.thank you

Answer 1

not unless they report and most don't

Answer 2

no....the only way rent would harm your credit is if you did not pay and they sent it to collections......They usually (97%) of the time do not report to the bureaus

Answer 3

It will not show on a credit report as debt because it isn't debt.  There is generally a fixed term and after that point you don't owe anything and have no obligation, therefore it won't show up as debt.  

good luck!