Question:

Will my Credit score improve now that I've had negative information removed?

by  |  earlier

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How long will it take to improve? All negative info was from 3+ years ago and I disputed all of it through Experian and almost all the negative feedback was deleted! It was only a 30 days late here... 30 days late there.... will my credit score improve right away now that all that negative info is finally gone? Please help!

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8 ANSWERS


  1. The only way to know for sure is to check your FICO scores.

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  2. It will eventually improve but it depends on how long it takes for the companies to update their bureaus.  It is a good thing you got it off because they could have been there for 7 years.

  3. low scores take very long to improve... even though u removed most negative info.. your score will not increase for about three months...

  4. I recommend you call a local credit rebuilding company. http://www.tipstoimprovecredit.com They should offer you advice to help improve your credit.

  5. Improvement doesn't really happen the day that negative items are removed. With each reporting period, which can be month to month or a few times per year (depending on the creditor), your score will improve over time. It is imperative that you keep your payments drama free and current. If you haven't already done so, get a credit card (secured if need be) and keep it in tip top shape. Charge about $50 dollars every now and again, then pay it immediately and in FULL. Your score will pick up in no time.

  6. It will still take awhile to improve your score, at least 30 - 60 days from the beginning of the new month.

  7. i'm pretty sure that would improve your credit score. i went to http://www.cellsware.info/restorecredit and they really helped me figure out how to fix my debt and now i have a decent credit score.

  8. You can use credit repair agency to fix it - for example this one - http://freecreditreport.deep-ice.com They can clean lots of such bad stuff from your credit report - and do it much faster than yourself, so your credit will go up fast.

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