Will my Health Insurance sue the father of my baby for pregnancy-related expenses?

Question

I am 7 months pregnant, and my partner and I are not married for complicated reasons and will not be married when the baby is born. I recently heard that my insurance company (through my employer) might sue him for medical expenses related to the pregnancy (he doesn't have health insurance). Is this true? Has this happened to any of you?

Answer 1

huh I don't think so.  That sounds pretty goofy.  First of all it's your medical care.  Second, even if somehow they thought a claim should be under his status, they'd go after his benefit from an insurance company, not simply go after him for reimbursement from an uninsured person

Answer 2

Hello there,

No, they won't sue your partner for the pregnancy related expenses.  Because you're going to add the baby onto your policy after it's born, your policy is responsible to pay for the coverage.

If he doesn't have coverage, there is really no where to get money from him.

Thanks,

Kathy K

www.premiumwatchdog.com

Answer 3

The pregnancy is yours, not his. The father has lot's of burdens and responsibilities, but none are assailable by your insurance company.

Don

http://mtnhealthinsurance.com

Answer 4

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Answer 5

No.  The health insurance company you have through your employer will not sue your boyfriend for medical expenses related to the pregnancy.

All of the prenatal care is considered your medical expense, not the baby's.  And, of course, your own insurance policy is going to cover your own medical expenses.  (As long as maternity is covered on your policy, of course.)

The delivery and hospital charges should be considered under your policy too.  Presuming that you plan to add the baby to your medical coverage at work, you'll want to complete the necessary paperwork with your employer within 31 days of the baby's birth.

Answer 6

No it is not true.  What grounds would they have to sue him?  Your pregnancy is not his doing alone.

Answer 7

Nope.  If your insurance was Medicaid, welfare insurance, then yes, they would go after him.  If you were uninsured, and an immigrant, and he was your sponsor, yes, they would go after him.  

But your private health insurer will NOT.