Will my Insurance go up?

Question

So I backed my mom's caddilac into a van and I only have my permit, and her insurace automatically covers me if i only have my permit she was with me at the time so nothing illegal happened.She has full coverage and the cadilliac has $800 in damage and assuming the van has just as much, will her insurace go up?....and how much?The deductable is $100.....And will I be a higher risk driver when I get my license?

Answer 1

yes the insurance will go up unless the company has special plans like accident forgiveness or she has a good history as for you being a high risk you can count on that even with out the accident. but anything possible its up to the underwriters.

Answer 2

yes as it should

your rate will be a reflection of your risk