Will my Metlife insurance cover more for braces if i have TMJ?

Question

Metlife will cover $1,500.00 max. , but it says that i can combine a deductible if i have TMJ. Does that mean I'll get more off?

Answer 1

A deductible is something you have to put out first before benefits are paid so lets say your dental deductilbe is 50.00, you would have to pay 50.00 out of pocket before they will reimburse your other claims. Normally TMJ is considered a medical expense even though it has to do with your mouth, its expense are paid out through the medical side, so maybe what they're saying is you can apply your medical deductible towards this, so if you have to pay a 50.00 deductible for medical, and you've already paid that and have claims reimbursed under medical for the TMJ they wont ding you for the deductible under the dental for anything relating to the TMJ, best thing is to call a Metlife rep and find out for sure

Answer 2

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