Will my auto insurance go up?

Question

I own 1 car. My son will soon be eligible to get his drivers learners permit. I will not let him drive my car. Will my insurance still go up? Even if he doesn't get a permit?

Answer 1

If you don't put your son on the insurance policy, then it shouldn't go up.  

Answer 2

if your son gets a permit you need to let your agent know.  they will place him on the policy as a non rated driver.  this way he is listed so if an accident occurs he is covered.  he is NOT rated on a permit, so your rates will NOT go up.  once he has an actual license he needs to be added as a rated driver and then yes your rates will go up as he is an inexperienced operator.

Answer 3

No

Answer 4

Nope. It only goes up if you inform the insurance company that your son is now a driver, has his license, & is authorized to drive your car. If your son does not have a permit or a license, then nothing will change.  

Answer 5

Be frankly,It is gonna take a while to find the answer for your question.Try the resource here for reference.http://carinsurance.expertsupport.info/a...

Answer 6

No, it does not go up till he gets a license. You should still notify your insurance company that he has gotten his permit and will be driving the family car with supervision, just in case. Good Luck!