Will my car insurance company (State Farm) check my driving record when I purchase a new car?

Question

OK so last year I received a DUI, I am still in the process of going to court so I have not yet been convicted of it. Well I know that insurance companies can sometimes only check your record every few years, so for now I am in the clear with my DUI until they check my record next...

But I need a new car, and of course I will have to transfer my insurance to that vehicle, will State Farm check my driving record once I purchase this new vehicle?

Further, since I have not yet been convicted would they see it on my record? So maybe I would be better off hurrying to buy this car before the conviction?

Answer 1

Yes they will check your record, as far as the DUI showing up, i am not sure.

Answer 2

If you are in a contract with an insurance company they do NOT pull out your printout during that contract. When you agree on a contract that means your price is set for the amount of your contract. For example, if you bought a policy on Jan 1st, and your contract is for a year they don't pull out your DMV printout until Jan 1st of next year. The price was agreed for the full year.

Answer 3

no, insurance rates are only changed on your anniversary which is once a year.  

any accidents, tickets, or just general rate increases are always done  at that time.  

Answer 4

Yup! You can contact State Farm by email or phone and talk about it. They'll happy to talk about your asking.

Answer 5

any time you purchase a new/used vehicle your insurance company will "check" your record.  unfortunately they know that not everyone is honest and that is how they get their information.  not every insurance company will tell you that they are checking it again nor will they always tell you their findings, unless of' course they raise your rates.

would they "see" it on your record - yes.  but since you have not been convicted, they wont see that.  they may recheck it to find out the outcome.

i've dealt with many insurance companies and law enforcement agencies and they pretty much work together.  good luck