Will my credit be ruined by a wells fargo credit card debt?

Question

They closed the account because i got behind on payments but i am not on my last payment. How bad will this affect my credit?

Answer 1

depends on the level of deliquent credit.30 days not so bad 60 worse 90 sill more points deducted 120--very bad -150 charged off serious

Answer 2

You will get hit, meaning your credit score has probably already been lowered.  You should contact the company and see if there is anything you can do to help better your credit with them.  If not, just continue to pay on the account, pay it off, and then start repairing your credit for there.  But, I would first check with them , and tell them about your problems, and see what they can do.