Will my credit score be affected?

Question

if i run a check on my credit profile using exsperian will it affect my credit score? im wanting to apply for a new car in another couple of months.

Answer 1

You can check your own credit report as often as you like and there will be no effect on you score.

If you have a bunch of other inquiries though your score will go down.

Answer 2

Don't worry....it'll be okay, you haven't messed up anything by a credit chjeck, I have done it many times and have awesome credit.!

Answer 3

no it will give your rating thats all

Answer 4

no hun it wont its only when u apply for credit eg: mortgage, overdraft loan etc, not just for seeing what your credit score is like. there is a fee though i think its only a couple of quid tho

Answer 5

if you check your own credit it wont effect your score however if another company checks it, it will leave what they call 'foot prints' especially if you get declined credit on more than one occasion.