Will my homeowner's policy cover this?

Question

I own a rental property and the tenant has lived there for 5 years. He fell down the stairs and has a back injury. Will my homeowner's insurance cover his medical bills?

Answer 1

Is the rental property listed as an additional covered location on your homeowners policy?  If so, yes;  if not, no.

Answer 2

Nope. You need a policy to coverage the rental property.

Answer 3

Hopefully, you have a landlords policy, not a homeowners policy, on the rental property. A homeowners policy will not cover the rental.

The landlords policy liability will cover his injuries if you have medical payments. The liability coverage will cover if you were negligent. If he was just clumsy and fell he can try to sue but will probably not win.

Answer 4

Hopefully you had a rental dwelling policy in place on the house...

If so, the liability will cover this

Answer 5

maybe. it really depends on the exact wording