Will the collection agency re-send the letter if I ask?

Question

A collection agency sent me a letter on July 18 stating I owe $15000 for the deficiency balance for a car repo. I claimed bankruptcy a while back and the car was discharged in the bankruptcy. The collection agency was not allowed to contact me. Now I'd like to hire a lawyer to fight them on it. My attorney says we would win. Only thing is, my 3 year old destroyed the letter (don't ask!) that they sent me. What are the chances they would resend the letter to me (they know now that I claimed bankruptcy and they shouldn't have ever sent the original letter to me). I need this letter as proof of their wrong-doing. Can they destroy the evidence on their end, or are they required to resend the letter to me if I call and ask them to? I called them once and they emailed me the original letter - only it had today's date on it and wasn't the actual, original letter dated July 18. It was computer generated with my name/address on it. Do they have to honor my request? Can they "hide" the evidence on their end?

Answer 1

You can use the letter they sent you to file the suit and then your attorney can get a copy of the original letter through a court order for discovery, if your attorney does not wish to file then you will probably not prevail, normally the collection letters are computer generated and sent out on a monthly basis.~