Will this affect my car insurance rate?

Question

I accidentally hit a poll, no one was injured.

Answer 1

it shouldn't effect it too much but depending on what kind of pole it was (if it was knocked over) they might make you pay for the pole!!!

Answer 2

Help yourself. You can easily check how your quotes will change in internet, for example here: http://autoinsurance.hotusa.org

I guess if you inform them, then your rates will go up.

Answer 3

If the insurance company knows about it even if they didn't pay out a penny expect it to affect your rates.  A few years ago my wife (before we were married) had some minor damage to her car, she hit a speed limit sign, and unwisely called the company.  We later decided not to repair the car as I had 2 cars so we gave hers to a nephew.  Her rates still went up.

Answer 4

yes it will go up and will stay in your record for 3 years. this insurance companies are just ridiculous.

I've bookmarked this site to go back to...

http://www.knowledged.info/go.php?link=i...

All the best to you.

Answer 5

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Answer 6

If your policy paid out, it can affect your rates, depending on how much it paid out.

If it didn't pay out, it won't affect the rate.