Will you cancel your credit card before you die???

Question

Note to self: 'Cancel credit cards prior to death!

Be sure and cancel your credit cards before you die! This is so priceless

and so easy to see happening - customer service, being what it is today!

A lady died this past January, and ANZ bank billed her for February and

March for their annual service charges on her credit card, and

Then added late fees and interest on the monthly charge. The balance had

been $0.00, now is somewhere around $60.00.

A family member placed a call to the ANZ Bank:

Family Member:

'I am calling to tell you that she died in January.'

ANZ:

'The account was never closed and the late fees and charges still apply.'

Family Member:

'Maybe, you should turn it over to collections.'

ANZ:

'Since it is two months past due, it already has been.'

Family Member:

So, what will they do when they find out she is dead?'

ANZ:

'Either report her account to the frauds division or report her to

the credit bureau, maybe both!'

Family Member:

'Do you think God will be mad at her?'

ANZ:

'Excuse me?'

Family Member:

'Did you just get what I was telling you . . . The part about her

being dead?'

ANZ:

'Sir, you'll have to speak to my supervisor.'

Supervisor gets on the phone:

Family Member:

'I'm calling to tell you, she died in January.'

ANZ:

'The account was never closed and the late fees and charges still apply.'

Family Member:

'You mean you want to collect from her estate?'

ANZ:

(Stammer) 'Are you her lawyer?'

Family Member:

'No, I'm her great nephew.'

(Lawyer info given)

ANZ:

'Could you fax us a certificate of death?'

Family Member:

'Sure.'

( fax number is given )

After they get the fax:

ANZ:

'Our system just isn't set up for death. I don't know what more I

can do to help.'

Family Member:

'Well, if you figure it out, great! If not, you could just keep billing

her. I don't think she will care.'

ANZ:

'Well, the late fees and charges do still apply.'

Family Member:

'Would you like her new billing address?'

ANZ:

'That might help.'

Family Member:

' Rookwood Memorial Cemetery, 1249 Centenary Rd, Sydney Plot Number

1049.'

ANZ:

'Sir, that's a cemetery!'

Family Member:

'Well, what the **** do you do with dead people on your planet?'

Answer 1

heh.  

Answer 2

HAHAHA omg thats h**l FUNNY!

But its true they would be like that.

I worked as a Debt Collector.

THEY SHOW NO MERCY!

Answer 3

Hahaha....i read this in an email that got spread around....what ar*e holes (ANZ)

I have  insurance on mine...if i die or loose my job or get extremely sick...the bank will pay it out :) so no i wont pay them out depending

Answer 4

haha nice.. when my step grandpa died my grandma sent a letter to a magazine he was subscribed to and told them that he had died.. a few weeks later a letter arrived and it said

dear (grandfather's name)

we are very sorry to hear that you have died. if at any time you would like to renew your subscription please right or email us at (company address)

sinscerly(company name)

Answer 5

good one,i'm still smiling

Answer 6

best advice i can give is : don`t enter into these debt sponges in the first place, it takes a lifetime of work to clear them.

live on what you`ve got, if youy can`t afford it , go without it , or save up for what you want.

live within your means, it`s nothing to be ashamed of.

from experience, --the debt dies with the person unless they name a next of kin .if not , tell them to take a long sprint off a short cliff

Answer 7

like it..lol