Would owning a Honda Civic coupe increase my car insurance rates?

Question

I'm 18 & planning to switch to a Honda Civic soon. I'm meaning to get a coupe, but I heard that my insurance rate would go sky-high just because it's a coupe. Is this true? & if so, by how much? Thanks.

Answer 1

go to the online sites that give you instant quotes   I bought my insurence this way and it was so easy..you can put in diff. info to get diff quotes there is no obligation buy.. it is for your info.  stick with the major co`s  .I saved a ton.$     put in diff car model to see if diff  

Answer 2

A 2 door car doesn't automatically make your insurance more expensive.  Sports cars or intermediate performance cars (like a Monte Carlo SS, etc) will increase the liability coverage, but any increase from a Honda Civic that doesn't have a modified engine will not come from the number of doors it has.  It will be related more to the safety features it does or does not have, and if you have comp or comp & collision the increases in those coverages will be based on how much the Civic gets damaged in accidents and the age and value of the car.  Newer or more valuable cars generally cost more for comp & collision than older or less valuable cars, but there are a few exceptions.

Answer 3

For automobile insurance the quick way to get a very good rate is do a rate comparison on car policies. Make sure that you choose similar policies with the same deductibles, car model, location, etc so that all things are a good comparison.



What I usually recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have discount insurers and can give multiple quotes on auto insurance polices.

Answer 4

Yes that is true. Especially because you're young. Coupes are more expensive to insure than 4 doors because if you were in an accident, you would only have 2 exits from the vehicle instead of 4 thus increasing the risk of personal injury. Stick with a four door =)

Answer 5

What do you drive now? If you drive a sedan, then yes, they rates will probably go up. There are too many variables to give you an exact number, what you need to do is call your insurance company/agent and ask them, they (and only they) will give you an accurate answer.  

Answer 6

What do you drive now? I guess you can expect a 20% hike but that's a rough guess, just get quoted to be sure.

Here's some from my bookmarks

http://www.moneysavecenter.com

http://gsx1.com/Car-Insurance/100.php

http://finance.ebookorama.com/ukusa-sele...

take care