Www.creditreport.com is a SCAM: DO NOT USE?

Question

As a user of CreditReport.com, I must say I was very unhappy. Their practices can be considered fraudulent and extremely deceptive. This is personal experience from this unorganized and user-UNfriendly service. I wanted to see my credit score. They offered a free credit score. I thought this was great. Unfortunately they forgot to disclose to me that I would be charged $12.95 per month for credit monitoring. They have the word ‘free’ in big letters, written all over their website. However, do not be deceived. They apparently give you a 30 day free service for credit monitoring, which they write in VERY VERY small print. I received my creidt score on June 1st. On July 1st, (31 days after my credit score), I was charged on my credit card for their apparent credit monitoring. I was never notified of a bill or receipt until I got my credit card statement!

BOTTOM LINE: DO NOT USE CREDITREPORT.COM BECAUSE THEY ARE DECEPTIVE AND ARE A BUNCH OF SCAM ARTISTS!

Answer 1

Most credit report sites are like that.  You get a trial, and then they charge you to use their service.  Gotta pay for the advertising somehow. :(

Answer 2

Yes it is written in small letters but that is why we must read everything before providing our information and signing in the dotted line. You also most likely had to check a box saying you read the disclosure which explained the monitoring services and fees. Next time read EVERYTHING....I know I do.

Answer 3

A TRULY free site to get a free annual credit report is www.annualcreditreport.com.  You can check all three companies  - or you can check only one every three or four months.  Even suggested by Suze Orman :)

Answer 4

rtfm.. that is freecreditreport.com

hes talking about creditreport.com

lol

freecreditreport.com commercial sure does work xD